PhonePe & IMPS Withdrawal Checklist
Table of Contents
Most failed payouts are name mismatch or incomplete KYC — not “the app stole money” on day one. Finish verification before you build a large balance.
KYC must match payout account
PAN spelling and UPI/bank beneficiary name should align. Fix details before the second request if the first is rejected.
Always run the minimum cashout test
Request the app minimum (often ₹50–₹100) first. Only scale after that cycle completes to PhonePe or bank.
If status stays pending
Wait for the stated SLA, then message in-app support with transaction ID only — never UPI PIN or OTP.
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